Installment Loans Hub – Your #1 Source For Online No Collateral Loans
Online loans are easy to apply for 24 hours a day, any day of the year you have the need for extra cash funds. Cash advance loans, personal loans and even installment based loans can provide you with funds of $100 to $1000 or more in less than ten minutes from your Iphone or Android phone. Our network of lenders operate in almost every community, allowing borrowers to connect with a local lender and get the cash they need, whether they have good, bad or limited credit histories.
Consumers must meet certain qualifications in order to apply for an online loan or cash advance. Borrowers must be at least 18 years old, have a checking or savings account with direct deposit abilities, and have steady employment or be on Social Security. In most situations, the borrower would not need to fax any additional information in order to qualify for online loans.
Online Installment Loans Help Borrowers Avoid Late Payments and Cover Finance Emergencies
Bad credit and consumers with no credit history do not need to worry about applying for an online loan. No credit check is done. Providers can find you the right loan for your situation and financial need. Borrowers are matched up to prospective lenders in as little as 90 seconds for approval of a sort-term loan.
Once a lender is located, the borrower accepts the offer on the terms of the lender and the money is electronically sent directly into the borrower’s bank account. The borrower will see the rates, terms and conditions for the loan displayed online and can accept or recline the offer. Just because an offer is made does not mean the borrower has to accept the offer. If the lenders offer is accepted, the borrower can have the money in his or her account within a couple of hours. The borrower can then use the money to pay off unexpected bills, buy gifts or take a vacation. The money is there for what ever the borrower wants to do with the money.
Repaying the loan will depend on the type of loan you have accepted. Usually a short-term loan is due on your next payday. When you apply for a cash advance loan, a monthly plan could be set up for repayment of your loan. The money will come directly out of your back account and sent to the lender on the date that is in the terms of the agreement. If you are able to repay your loan early, contact the provider. You may qualify for a partial refund on the fees for your loan. Each lender is different and each has their own rules. If you find you cannot pay the amount of your loan on the due date, contact the lender and see if you can get an extension. Some lenders will allow an extension for a small fee
Small dollar lending is a hot topic that is being debated by governments, business community, lenders, and consumers. The trend in payday lending seems to be increasing day by day despite the challenges consumers are facing. Characteristically, payday loans are very expensive and are intended only for emergency short term financial solutions. According to figures released by Consumer Federation of America- CFA towards the end of 2010 showed that there were about 19,700 payday loan providers in US.
Online Installment Loans In These Markets
Alabama, Alaska, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, Nevada, New Mexico, New Jersey, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming
We match you to with direct lenders offering short, signature, personal and installment based loans online